A research company,
building production infrastructure.
Mansa Research Technologies is a Paris- and Dakar-based credit intelligence company. We build the underwriting infrastructure that African banks and microfinance institutions use to decide on SMB credit.
We started Mansa because the existing scoring layer — designed for markets with bureaus, formal employment, and complete bank statements — does not describe the borrowers our partners serve. The signal is there. It just isn't in the systems banks were built to query. Our work is to read it, with calibration and rigour.
At the intersection of three disciplines.
Mansa is built by a team trained in quantitative finance, machine learning engineering, and the African credit market. Backgrounds across ENSTA Paris, ENSAE, École Polytechnique, Télécom Paris, and Sorbonne Université; production experience in quantitative risk and large-scale distributed systems; and field work alongside lenders in West Africa.
We chose this combination on purpose. A credit model that ships into a regulated environment needs the rigour of quantitative risk; a real-time decisioning platform needs serious distributed systems work; and a product that's actually used on the continent needs to be designed by people who understand the data the continent produces.
Paris and Dakar.
Modelling, engineering, and regulatory work happen in Paris. Field, integration, and partner work happen in Dakar. We chose to be on the continent because credit infrastructure cannot be designed at a distance.
We are bootstrapped, and intentionally small. Every feature we ship has been designed against a real applicant file from a partner institution, not a synthetic dataset.
Working with us, or just curious?
We answer every email. Tell us what you're building, what you're underwriting, or what you're reading on the African credit market.
hello@mansa-rt.com →