Our offerings and services.
Our clients: African credit institutions, banks, microfinance institutions, fintechs and mobile money players.
Mansa Research Technologies supports African credit institutions, banks, MFIs, fintechs and mobile money players in their technological transformation and credit risk management. Our team of experts (data scientists, credit risk specialists and AI engineers) designs artificial intelligence and risk modelling solutions that meet the strictest regulatory requirements (BCEAO, Basel II/III, IFRS 9), while generating measurable operational gains: reduced processing times, more reliable credit decisions and lower default rates, and automation of low-value-added tasks. Our continuous R&D keeps us at the forefront of agentic AI and scoring methodologies, delivering our clients a lasting competitive advantage, tailored to the realities of the African market.
Four areas of expertise, one standard.
Technology solutions for core business
Our teams design and deploy the technology infrastructure that powers our clients' credit business. Our ambition: to build the next-generation African Core Banking System, an intelligent, data-driven and AI-powered banking infrastructure, adapted to local realities.
- Lending Solutions: loan origination, credit management, approval workflow
- Credit Portfolio Management
- AI agents deployed on specific use cases: automated generation of SME and retail credit reports, onboarding, KYC, reporting
- Measurable ROI for each use case deployed
A team that combines deep banking expertise with applied AI, capable of delivering solutions that are directly operational.
Data & infrastructure advisory
We support our clients in structuring and modernising their data assets.
- Data strategy for new institutions or new products
- Data migration (legacy to new platforms)
- Infrastructure architecture advisory (cloud, on-premise, hybrid)
Experts with deep knowledge of the specific constraints of the African financial sector: regulatory, operational and infrastructure-related.
Risk modelling, advanced scoring & reporting
Our experts design the quantitative and machine learning models that underpin our clients' risk decision-making.
- Scoring (application scoring, behavioral scoring): advanced statistical and machine learning models
- PD, LGD, ECL (IFRS 9)
- RWA and regulatory calculations, Basel II and Basel III
- Regulatory and management reporting: process automation, calculation automation, standardisation of formats and methodologies
A team with sharp expertise in credit risk modelling and Basel II/III requirements, delivering full industrialisation to make regulatory production more reliable and faster.
Advisory, training & support
We empower our clients' teams to become self-sufficient in the technologies and methodologies we deploy.
- Training on AI, scoring and advanced technologies
- Change management support and knowledge transfer
Beyond the tools themselves, a transfer of expertise that enables our clients to make lasting, sustainable use of them.
Let's talk about your project.
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